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· FlashFender Team · Compliance · 2 min read

CARFAX Canada, MVDA and the Canadian compliance map

A plain-language map of the rules Canadian dealers actually hit: PIPEDA, CASL, Ontario MVDA/OMVIC, Quebec Law 25, PIPA, FINTRAC LCTR and GST/HST.

Compliance for a Canadian dealership isn’t one law — it’s a map. Here’s the plain-language version, including where FlashFender helps and where we deliberately stay out.

The map

  • PIPEDA (federal) — consent, purpose, access, accuracy and safeguards for personal information across Canada. We apply these principles platform-wide.
  • CASL (federal) — commercial electronic messages need consent, identification and opt-out. Our CRM tracks consent and respects quiet hours.
  • Ontario MVDA / OMVIC — the Motor Vehicle Dealers Act governs used-car sales, disclosures and records in Ontario. OMVIC administers it. (Not to be confused with the UCDA, which is a trade association.)
  • Quebec Law 25 — privacy modernization with consent and transparency obligations. Same principles, provincial flavour.
  • Alberta / BC PIPA — provincial personal-information acts with consent and access obligations.
  • FINTRAC LCTR — dealers handling $10,000+ cash report Large Cash Transaction Reports. We can help organize the records.
  • GST/HST — tax fields on deals and invoices, ready for accounting export.

Where FlashFender sits

One honest sentence: FlashFender keeps the records; your dealership is the regulated party.

We build helpers — MVDA-oriented BOS fields, known-damage notes, we-owes, consent records, quiet hours — into the flow where the deal happens. We are organizers, not legal counsel, and we don’t pretend to be a regulator or a law firm.

What we don’t do

  • No NHTSA. That’s a US agency. CARFAX Canada is the history source we integrate.
  • No invented compliance. Provincial registration (like OMVIC for Ontario dealers) stays the dealer’s responsibility.

The full map, with where we stand on each item, lives on the Compliance page. Start your 7-day trial to see the fields in the flow.

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